Statistical portrait of the average older Australian - new factsheet
The three million older Australians who are over 65 are not a homogenous group; but to what extent is it possible to determine the profile of a typical Australian over the age of 65?
With ABS statistics from the 2011 census, and using 65 as an arbitrary but necessary cut-off age, CEPAR’s latest fact sheet provides a statistical sketch of the older Australian, despite the size and diversity of the demographic. Considering ethnicity, language, and religion, education, work and income, home and family, we can plot where they live and sketch an image of the typical older Australian today.
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Our FSI submission on superannuation drawdowns
Three recommendations, informed by two separate stages of retirement, feature in CEPAR’s third submission to the Financial System Inquiry in response to a request for information about defaults in superannuation drawdowns at retirement.
CEPAR's view, based on evidence offered in our two earlier submissions, is that financing the first stage of retirement may be assisted by an appropriately designed default, providing liquidity, flexibility and discretionary capital. The later “frail” stage of retirement may be better served by a longevity insurance product, either defaulted or mandated, requiring both government support and customised pricing.
More on the three key recommendation made by CEPAR
LiFE - resource for falls prevention
CEPAR Associate Investigator Professor Lindy Clemson and fellow authors Jo Munro and Professor Maria Fiatarone Singh launched their new resource to reduce the risk of falls. This approach has been shown to reduce falls by 31 per cent by incorporating balance and strength training into everyday activities and daily routines.
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CEPAR in the News
Director John Piggott explains Australian superannuation to BBC Radio 4 listeners
Listen here
Chief Investigator Hal Kendig spoke to Reuters Australia for an article on aged care providers floating on the Australian Stock Exchange
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Associate Investigator Lindy Clemson was interviewed about the LiFE launch on ABC702 Sydney Mornings, 891 ABC Adelaide Afternoons and 1485 ABC Eyre Peninsula & West Coast SA, and Business Insider, Australian Ageing Agenda and Hospital and Aged Care also reported on the project.
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Working Papers
The latest in our series of Working Papers, Optimal Annuity Purchases for Australian Retirees, is now available on the CEPAR website. Authors Fedor Iskhakov, Susan Thorp and Hazel Bateman develop and simulate a stochastic lifecycle model to investigate optimal annuity purchases at retirement. The paper matches baseline parameters to current Australian settings and conduct scenario analyses over a wide range of individual preferences and financial market outcomes.
Read the paper
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Researcher profile
Xiaodong Fan is a Research Fellow at the CEPAR UNSW node. His research interests are labour economics, applied microeconomics, human capital and computational economics.
Read Xiaodong's profile
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Featured research
Associate Investigator Heather Booth attended three conferences in the UK during September where she
- presented a paper and judged the poster session at the British Society for Population Studies 2014 Conference
- presented a plenary paper at the International Mortality and Longevity Symposium 2014
- gave an oral presentation to the British Society of Gerontology 43rd Annual Conference
She also attended a workshop in Leuven, and delivered a seminar to the Max Planck Institute for Demographic Research in Odense.
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Events 2014
ASSA - Registrations open for Annual Symposium in collaboration with CEPAR
Population Ageing and Australia's Future
11 November 2014
Age Discrimination Commissioner
Susan Ryan AO:
Older people's views, attitudes, and age rights
2014 Cunningham Lecture by Professor Bruce Chapman AM FASSA
The case of the income contingent loan
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CEPAR & CESifo Workshops: Pension, Taxation, Population Ageing and Globalisation
17- 18 November
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Emerging Researchers in Ageing Conference
24-25 November 2014
Flinders University
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For the latest research, news and commentary on population ageing you can follow us on Twitter @CEPAR_research or visit our website cepar.edu.au
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