Preserving Financial Security for a College Student Facing Significant Medical Bills
Moving away from home and starting college is an overwhelming journey for anyone. When a medical emergency and resulting debt are added to the mix, it becomes an extremely stressful situation.
Nineteen-year-old Deion had just moved to Pennsylvania from out-of-state to start his first year of college when he had an attack of emergency appendicitis. He went to the nearest hospital emergency department, where he was treated and kept overnight. While he had health insurance at the time, he still had a coinsurance payment of $12,000! Neither Deion nor his mother could afford a payment that large.
Overwhelmed by this hospital bill, Deion and his mother reached out to PHLP for help. PHLP determined that based on his income, Deion was eligible for Medicaid (known as Medical Assistance in Pennsylvania), and advised Deion to apply and ask for retroactivity to cover the large hospital bill. Pennsylvania approved Deion for Medical Assistance, but did not authorize retroactive benefits. PHLP intervened on Deion’s behalf to ensure retroactive coverage was approved. Medical Assistance will now cover Deion’s unexpected $12,000 bill, allowing him to start his college career free of that debt.
To help clients like Deion, consider a donation to PHLP today.