A quick, short and sweet newsletter for you all as we get ready to head over to our open house today from 2–4 p.m. at a great Noe Valley house at 1618 Church Street. It’s a home we helped our sellers get a little over 3 years ago. A job change took this sweet family out of state and, after a year of thinking about preparing the property for sale, it’s finally here. 1618 is a 3-bed, 1-bath, ≈1,300 sqft, 2-car garage single-family house that’s set right at Church and Valley Street. There’s a great yard and while it’s move-in ready, there’s still potential to do more especially since the home has an extra-wide, 28-ft frontage (normally, most homes in the area just get 25 feet).

Check out more details below.

Also, stay tuned for another fantastic 1-bedroom + zoom room listing we have in the Central District for a bright condominium with parking that is that blend of traditional San Francisco charm with modern updates worthy of San Francisco’s tech incarnation.

Other tidbits:
  • The Fed, much to our surprise, didn’t raise rates at their last meeting in January. Their next meeting is set for March so watch this space.
  • Lenders like Guaranteed Rate are now offering especially interesting mortgage products like a 15:15 loan — a fixed mortgage interest rate for 15 years that will switch just one more time after instead of the ARM model which adjusts annually after the initial period. Guaranteed is also offering 5% down loans up to $2M for up to a 4-unit purchase with no mortgage insurance requirements, although post-close reserve requirements are higher as is the interest rate, which was around 4.65% last week.
  • More inventory. Finally? This is the one weekend of the last few with no NFL playoff games. It was sad to see the 49ers fall short in LA last week, which means they won’t be in next weekend’s Super Bowl. We’re not sure what will come out next weekend but we can tell you that some of stagers have told us they are booked solidly until mid-March, so yes, we would think that means there’s stuff coming in the pipeline. But how much is anyone’s guess.

We have more than 725 subscribers to In the Know and our readership keeps expanding. But we can’t do it without you, your referrals and your loyalty — thank you for that. Be sure to think of us anytime real estate comes to mind as we’ll be here to help you and yours achieve your real estate goals. Happy reading. 

Very Truly Yours and Best, 

Kevin K. Ho, Esq. 
Vanguard Properties 
Broker Associate | Attorney | Top Producer | REALTOR
DRE 01875957 | SBN 233408
(415) 297.7462 |

Jonathan B. McNarry 
Vanguard Properties 
Broker Associate | Top Producer | REALTOR
DRE 01747295
(415) 215.4393 |

Raffi McNarry-Ho 
Real estate super dog and Black Labrador Retriever extraordinaire. See his listing resume here.
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Congrats to our clients on winning the nicely redone 2-unit building at 465-467 Bosworth, which is right where Bernal and Glen Park meet. The two-unit building was listed at an enticing $1.295M and one set of open houses and a broker tour was ready for offers. Owned by the same 87-year-old owner for many years, one of the most recent tenants worked for Pottery Barn and ended up improving their unit leaving everything there when she moved out last fall. Apart from some nice finishes the building also has seismic upgrades, potential to add more space and 2-car parking (or 3 if you do tandem). With 8 offers we knew it would be competitive. In the end it came down to 3 and, after some quick hustle on our clients’ part, we won the property at just a little over $1.7M.
Inviting. warm, comfortable. 1618 Church Street is a Noe Valley 3-bed, 1-bath, 2-car garage, single-family home set on an extra-wide 28 ft x 100 ft parcel right where you want to be. A skylight and front window wall illuminates 1618’s open living, dining and kitchen layout. The circa 1910 home also has large, secluded back garden with mature plantings, patio and paved area perfect for play dates, entertaining or just relaxing. Double-pane windows all around the house keeps it quiet and warm inside. There is a large, two-car garage (30+ ft deep) with plenty of room for additional storage or potential to add more living space in this sought-after dog-friendly neighborhood where you’re bound to see many a dog walk by thanks to the two nearby pet shops and dog run. Better yet, public transit, tech shuttles, and 280/101 are easily accessible from this great location as confirmed by 1618’s 96 Walk Score and 95 Bike Score. 

Visit to learn more, view the video, tour the property in 3D and more. 


As you may know, we have made hundreds and hundreds of YouTube property walk-throughs of the things we see in San Francisco. Here's our most recent walk-through of a great one in Glen Park with an offer date set for this week. 

Care to walk and talk?

Our Latest Raffi Video! 
This week’s Tall Tales of Sales is more abbreviated but we still wanted to share. Remember, details are provisional and this is all hearsay too. Ask us for details.
359 Cumberlan
d, an architect’s home with 4 beds, 4.5 baths and 4,500 sqft sold off market a little over $8M with multiple offers.
363 Jersey Street, the home that was sold as a fixer with plans in 2017 for $2.2M, renovated to a high level, sold early last year for just about $6.2M. Listed this year at $6.9M, the property received multiple offers and is selling with the furniture over list near $7M with 4 beds, 5.5 baths and 3,875 sqft.
The top-floor, well-presented condo at 101 Liberty Street near Dolores Park was listed at $2.895M. With 3 beds, 3.4 baths and just under 2,500 sqft there were 18 disclosure packages out that eventually drew 5 offers with several offers being above $3.5M with the winning one hitting $3.6M.
The Top One Did Well Too. The lower unit at 77 Carmelita, unit B, sold for a pretty darn high price, given that it was a lower unit sold at $1,500+/sqft for just over $2.1M in December. The upper unit, unit A, a 1900-sqft, 2-bed, 2-bath, with luxe finishes and two levels didn’t get parking but was, of course, the top unit. Listed at $1.995M there were multiple offers with the winning one hitting $2.7M!
The decently redone house at 1539 24th Avenue at Lawton with 5 beds, 3 baths and 2,476 sqft that was listed at $2.095M received 10 offers and the winning offer got to $2.68M with a 15-day close, non-contingent offer where the buyers are indeed getting a mortgage.
A Trio in Glen Park. The house at 226 Fairmount with 3 beds, 2 baths and 1,771 sqft was listed at $1.995M and got 7 offers. The winning buyer offered $2.55M with  a 21-day close. A charming Victorian at 207 Chenery with 3 beds,1.5 baths and a little over 1,500 sqft received 10 offers landing at $2.5M. And the house at 762 Chenery listed at $1.995M with a few levels 3 beds and 2.5 baths received 14 offers and will close for at least $2.8M. 
Acting Early in the Castro.
One of the three condominiums at 169 Collingwood, No. 2, was listed at $1.549M. The condo has 3 beds, 2 baths and 1200+ sqft (tandem parking) and is across the Eureka Valley center. Launching on a Friday on the MLS a preemptive offer came in with another 2 joining in when it was all said and done with the sale price landing over $1.6M.
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