makingNEWS: A Quarterly Newsletter from
makingCHANGE - Fall 2012
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About makingCHANGE

makingCHANGE is dedicated to developing and delivering financial education programs that help individuals create their own financial success story.  We focus on teaching people the financial skills they need in a way that encourages lasting behavioral change.  Our online and in-person programs are offered in schools, human service agencies, and businesses.  Contact us at to learn more about empowering people to Control their money... and Change their life! 
Email | Phone | 443-718-9350

makingNEWS                                   Fall 2012


  Leadership Change at makingCHANGE

It's been a few months since our previous leader, Michelle Glassburn, handed the ball off to me to carry on makingCHANGE's mission.  I was fortunate to have been a volunteer with makingCHANGE for a few months before Michelle announced that she would be relocating with her family this past summer.  The two month transition period with Michelle after the Board selected me to succeed her was invaluable as I learned about Michelle's many roles and responsibilities.

I had always kidded Michelle about being the face of makingCHANGE and now, suddenly, there is a new face at the helm.  There is always concern and uncertainly in any organizaton when the leadership changes.  The important message is that there is no change in makingCHANGE's mission.  My immediate goal is to continue the programs that were previously established and identify other people and organizations in the community that can benefit from our programs.

It's also helpful to know a little bit about a new leader.  I've been a Howard County resident for 24 years that have included time as an HCYP baseball and basketball coach and a Centennial Boosters Board member.  My two children both attended Howard County Public Schools with my son now in his senior year of college and my daughter a freshman in college.  My professional experience includes 20 years in corporate finance before becoming a Certified Financial Planner
and working for 8 years with indivduals and families to achieve their financial goals.

I am excited about the opportunities that are ahead for makingCHANGE and committed to the mission of providing financial education programs to the community.  I appreciate your continued support.

Thanks, Mike

Honoring Our Previous President

A luncheon to honor makingCHANGE's founder and past president, Michelle Glassburn, is being held on Friday, October 26th from Noon to 1:30 pm at the Sheraton Hotel & Conference Center in Columbia.  The keynote speaker will be Karen Gibbs, a veteran business television anchor and correspondent.  Admission to the luncheon is $55 and the public is invited to attend.  For reservations, visit  For more information, call 443-718-9350.

Platinum Sponsor


Gold Sponsors




makingCHANGE @ Howard Community College

makingCHANGE geared up for Back-to-School at Howard Community College (HCC) this past summer with two new programs for students.

The first program provides one-on-one financial coaching and financial workshops to students through the Career Links programs.  This program assists HCC students who are low-income single parents or displaced homemakers to achieve college success.  The financial coaching and workshops are funded by the Maryland Access Challenge Grant received by HCC from the Maryland Higher Education Commission.

The second program, offered by the Office of Student Life, is makingCHANGE's Saving makes CENT$ program which is an eight-week program focused on students establishing budgets and identifying ways to save money and plan for their financial goals.

There will also be a Y-Fi Youth Finance event held at HCC on October 24th exclusively for HCC students.  This financial simulation, in partnerhsip with Junior Achievement, involves students moving through 17 different stations that require the students to make financial decisions while attempting to balance their budget.

Seminars for Grassroots

makingCHANGE received a grant from the TJX Foundation to fund the continuation of monthly seminars at the Grassroots Crisis Intervention Center. The seminars, open to all residents of the shelter, cover a variety of financial topics including budgeting, understanding credit and identity theft. The group seminars provide a general overview of each topic with one-on-one financial coaching available to those who are interested to address their specific situation.

Community Service Partnership Grant
Awarded to makingCHANGE


The Fiscal Year 2013 budget for the Howard County Government included a Community Service Partnerships (CSP) Grant for makingCHANGE. The CSP grant provides funding for makingCHANGE to host a Volunteer Income Tax Assistance (VITA) site at the North Laurel Multi-Service Center for the upcoming tax season. This program provides free income tax preparation for people who make $50,000 or less and need help with preparing their taxes. This initiative helps to ensure that taxpayers receive tax credits for which they qualify such as the Earned Income Tax Credit (EITC). The CSP grant also funds one-on-one financial coaching at the North Laurel Multi-Service Center and financial seminars for human service organizations in Howard County.


New Hire at makingCHANGE

Jeffrey Clark has recently joined the makingCHANGE team as the VITA Site Coordinator and a Financial Coach. He is a recent graduate with a Master of Social Work from the University of Maryland, Baltimore and has experience as a tax preparer at multiple VITA sites. He also has experience with various community organizations in the human services field.

Jeffrey will be responsible for the financial coaching at the North Laurel Multi-Service Center along with the VITA site. In addition, Jeffrey's responsibilities will include business development projects and financial education classes as needed. You can reach Jeffrey at Please join me in welcoming him to the makingCHANGE team.



Save The Date!

makingCHANGE Presents the
Y-Fi Youth Finance Event
January 26, 2013
Howard Community College
Columbia, MD
Event Sponsorships Available

For more information:


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