Has the government hijacked the living wage agenda and will employers play ball?
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Quids in!
Professional Network
October 2015 Newsletter

Is a Living Wage the Magic Bullet for Poverty?

This year's Living Wage Week, kicking off on 1st November, promises to gather more interest than usual following the government's announcement it will upgrade the minimum wage to a living wage... albeit not the Living Wage called for by campaigners and already supported by over 1,800 employers. Critics have rejected its inclusion in the latest budget as a smokescreen for other cuts that make low paid workers worse off. Meanwhile, a fair pay war has broken out amongst employers and new programmes have been launched to guide low paid workers towards living wage incomes... Read more

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"The upshot is, the more you cost to employ, the more productive you're going to need to be." Quids in! editor Jeff Mitchell ponders the hidden implications of raising the minimum wage to a so-called living wage and asks whether, while raising workers out of poverty, it may also increase barriers to the long-term unemployed. Read the blog


School meals fall foul of Universal Credit

Mirror Money

A former teacher tells the Mirror how her life ‘spiralled out of control’ after claiming Universal Credit and highlights how ‘passported’ benefits like free school meals are no longer automatically agreed under the new system

Tinder funds libraries to teach digital skills

Computer Weekly

A six-month research pilot by digital skills support agency the Tinder Foundation will explore ways to teach socially excluded people digital skills. It will also allow libraries to investigate partnerships and new technology to improve the support available.

Welsh school latest to launch savings club

Wales Online

Joining a number of similar schemes across the UK, a savings club has been launched at a school in Gwent, to encourage parents, pupils and teachers to save. Bro Helyg Primary School, Smart Money Cymru Credit Union and Tai Calon Community Housing are partners on the project, said to have “gone down a storm with youngsters looking for somewhere to save their pocket money”. (See our July report on financial education for young people)

Quids in!

Guide to Universal Credit

As the roll out of Universal Credit steps up a gear, claimants must prepare for vast changes to the way benefits are paid. Our new 32-page guide reviews the experience of claimants in pilot areas and outlines the steps required to avoid the pitfalls, free from debt and the threat of eviction.
For more information and details for ordering click here

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 Oct 6

It's Get Online Week next week & our Digital Me volunteers are on hand to help get set for the festive season

The Quids In! Professional Network shares best practice amongst
professionals tackling poverty and financial exclusion, alongside
Quids In! magazine.

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