What cheer might 2016 bring? Looking back over this year could it be the only way is up?
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Quids in!
Professional Network
December 2015 Newsletter

Judging by 2015, is the only way up for 2016?

As far as the financial wellbeing of people on low incomes is concerned, 2015 has been an inauspicious year. It seems the bar has been set pretty low for 2016 but with Universal Credit, ongoing austerity and the tension brought about by international conflict, it's not looking great. But hey, it's the happy season, so let's look at some of the silver linings...

In our special report we look back at our own successful year in which we worked with partners across the financial capability sector and how our social enterprise approach has added value to all our collective action. Much of it has been about laying foundations in difficult conditions, so bring on 2016, let us atcha! Read more

I'm Ready: Crowdfund Me!Preparing to launch the Social Publishing Project into 2016 is a crowdfunding campaign to bring our first book into print. Written by Quids in! editor Jeff Mitchell, I'm Ready: 7 signs that show you're right for the job tells the inspiring true story of a man who grows from unemployed without hope to confident and in work, providing unique hints and unconventional tips for jobseekers everywhere who feel they've tried everything else without success.
Read the blog: "Can we build a community of friends who want to be part of something special, exploring ways to engage, motivate and re-activate people who many would have us believe are hopeless, feckless and workshy?"

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Cuts 'rebranded' through Universal Credit

Public Finance

Labour claims Tax Credit cuts are to be 'rebranded' through Universal Credit and not reversed as it appeared during the Chancellor's spending review. Shadow work and pensions secretary, Owen Smith, said that according to the Office for Budget Responsibility more than £3.1bn will be shaved off in-work benefits by 2020-21. More

One in five suffers financial abuse

The Independent

A report by domestic abuse charity Refuge and the Co-operative reveals one in five people have been victims of abusive financial control, exploitation or sabotage within a relationship. It also found that three in five of those are women, facing demands to hand over their wages or benefits or being prevented from earning. More

Improving IT skills worth £14bn to UK

Computer Weekly

Research by the Tinder Foundation and Go On UK suggests investment to improve IT knowhow among the 12.6 million UK adults without basic digital skills could contribute more than £14bn to the UK economy over 10 years. It also found over six million adults had never been online and 23% cannot complete key basic tasks.  More

Quids in!

Guide to Universal Credit

As the roll out of Universal Credit steps up a gear, claimants must prepare for vast changes to the way benefits are paid. Our new 32-page guide reviews the experience of claimants in pilot areas and outlines the steps required to avoid the pitfalls, free from debt and the threat of eviction.
For more information and details for ordering click here

Social Media

The Independent

 Nov 13

There's been a 600% increase in benefit sanctions against people with mental health problems

The Quids In! Professional Network shares best practice amongst
professionals tackling poverty and financial exclusion, alongside
Quids In! magazine.

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