Money to the Masses

Cash tactics

With interest on savings accounts hitting new lows savers have to lock their money away for longer in fixed-term savings products in order to get a better rate of interest. However, even then the best 5 year fixed rate savings bond only offers an annual interest rate of 1.4%

If you do decide to lock your money away in such savings products it means that you can't take advantage of better savings rates should they come along in the interim. So on this week's podcast, I discuss a simple technique that can help boost the interest rate you receive on your savings but also allows you to benefit if/when savings products with more attractive interest rates are launched in the future.
Enjoy this week's newsletter.

Damien Fahy founder

Money to the Masses Podcast
Episode 277 - On this week's show I discuss how to build a cash savings ladder. I also explain the probate process, in the event of someone's death, and provide tips to help you navigate it more smoothly. Finally, I discuss the money/life lessons I hope my children might learn from me.
on iTunes     on Android     on Spotify     via RSS
Damien's Midweek Markets Podcast
Episode 67 - The latest episode of my DIY investment podcast where I discuss what is happening in investment markets. This week I talk about the recent stock market uptrend and how it is being tested.
on iTunes     on Android     on Spotify     via RSS
Money tips and news
Staycation holiday scams soar, banking trade body warns

The best online will writing services in the UK

I want to buy life insurance but have had coronavirus, will it affect my cover and can I still get a good deal?

Seven things you need to know if you’re at risk of redundancy

Which credit card has the longest interest-free period?

Coronavirus: what it means for your travel insurance
Take Damien's Free Money MOT


Mortgages for pensioners – what are the options?

Habito Review: The best online mortgage broker for you?

Can you get a mortgage on a house being sold below market value?

Lifetime mortgage vs Retirement interest-only mortgage: Which is best?

Expect house price declines at the end of the year, Zoopla says

Revealed: the most in-demand seaside towns for homebuyers
Get a FREE Mortgage Review

Savings, Pensions & Investments

Inheritance tax rules explained: Can members of my family pass on an inheritance without having to pay tax?

How to quickly and easily calculate your pension

How to start paying into a pension

Compare the best and cheapest Lifetime ISA

Is it worth saving £25 in premium bonds?

A third of easy access deals now pay 0.1% or less
See the best & cheapest SIPPs

Reader's question of the week

Should I clear credit card debt before getting a mortgage?

Now might be a good time to....

Compare the Best 0% purchase credit cards

Money guide of the week

Compare the best and cheapest business credit cards

Newspaper Roundup

Best of the Sunday papers' MONEY sections 

Best of the Sunday papers' PROPERTY sections

This Week's Video - Subscribe to our YouTube channel

Lauren asks Will, a mortgage expert at online mortgage broker Habito what you need to know before you apply for a mortgage. 

Follow us on Instagram - @moneytothemasses

A brilliant 5 ⭐️ review of the #MTTMpodcast ⠀

 Find us on Facebook - Money to the Masses

Join the chat in our Facebook group

 Follow us on Twitter - @money2themasses

The material in any email, the website, associated pages / channels / accounts and any other correspondence are for general information only and do not constitute investment, tax, legal or other form of advice. You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation. See full Terms & Conditions, Privacy Policy and Disclaimer.

Neither and 80-20 Investor nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested. Tax rules can change and benefits depend on individual circumstances.

Information provided by and 80-20 Investor is for general information only and not intended to be relied upon by readers in making (or not making) specific investment decisions.

Appropriate independent advice should be obtained before making any such decisions. Leadenhall Learning (owner of and 80-20 Investor) and its staff do not accept liability for any loss suffered by readers as a result of any such decisions.

The tables and graphs in 80-20 Investor are derived from data supplied by Trustnet. All rights Reserved.
Copyright © 2020, All rights reserved.

unsubscribe from this list    update subscription preferences 

Forward to a Friend